Why didn’t Apple announce a top up debit card like Monzo. A credit card announcement that took up most of the key note then followed by the “worthy” subscription services was a little odd.

Isn’t Apple Pay Cash pretty similar? I know it works more like a gift card than a bank account, but I think you can put money in it and then spend it wherever Apple Pay is accepted. (Or are you wondering about a physical card that is a debit card rather than a credit card?)

@mjdescy I was just thinking something like Monzo is disruptive but as someone else points out
It costs them money to keep it (their money), kinda like Smaug. They need to utilise it - which they’ve chosen to do by: giving it to wealthy americans who can then give it back to them
